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Crescira AVM · estimated value Medium confidence
HK$19.64M
≈ HK$18,239 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.89M, with repayments around HK$66,641/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,708
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,659
−HK$1,982/mo
Today · 4.125%
HK$66,641
baseline
▲ 0.50% · 4.625%
HK$70,696
+HK$4,055/mo

Deposit HK$5.89M · loan HK$13.75M · min. income ≈ HK$133,282/mo (50% DSR)

Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,622 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
A
Saleable Area
1,077 ft²
Gross Area
1,334 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-11-14 HK$12.70M −9.3%
1998-01-16 HK$14.00M −26.3%
1997-11-05 HK$19.00M +31.2%
1996-12-23 HK$14.48M +28.4%
1996-08-22 HK$11.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com