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20/F A

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Floor

1/F B 1,397 ft² 2/F A 1,077 ft² 2/F B 1,397 ft² 3/F A 1,077 ft² 4/F A 1,077 ft² 4/F B 1,397 ft² 5/F A 1,077 ft² 5/F B 1,397 ft² 6/F A 1,077 ft² 7/F A 1,077 ft² 7/F B 1,397 ft² 8/F A 1,102 ft² 9/F B 1,397 ft² 9/F A 1,102 ft² 10/F A 1,077 ft² 10/F B 1,397 ft² 11/F A 1,077 ft² 11/F B 1,397 ft² 12/F A 1,077 ft² 12/F B 1,397 ft² 13/F A 1,077 ft² 13/F B 1,397 ft² 14/F A 1,077 ft² 14/F B 1,397 ft² 15/F A 1,077 ft² 15/F B 1,397 ft² 16/F A 1,077 ft² 16/F B 1,397 ft² 17/F A 1,077 ft² 17/F B 1,397 ft² 18/F B 1,477 ft² 18/F A 1,077 ft² 19/F A 1,077 ft² 20/F A 1,077 ft² 20/F B 1,397 ft² 21/F A 1,077 ft² 22/F A 1,077 ft² 22/F B 1,397 ft² 23/F A 1,077 ft² 23/F B 1,397 ft² 24/F A 1,077 ft² 24/F B 1,397 ft² 25/F A 1,077 ft² 25/F B 1,397 ft² 26/F A 1,077 ft² 26/F B 1,397 ft² 27/F A 1,077 ft² 27/F B 1,397 ft² 28/F A 1,077 ft² 28/F B 1,397 ft² 29/F A 1,077 ft² 29/F B 1,477 ft² 30/F A 1,077 ft² 31/F A 1,077 ft² 31/F B 1,397 ft² 32/F A 1,077 ft² 32/F B 1,397 ft² 33/F A 1,077 ft² 33/F B 1,397 ft² 34/F A 1,077 ft² 34/F B 1,397 ft² 35/F A 1,077 ft² 36/F A 1,959 ft² 36/F B 2,030 ft²

Crescira AVM · estimated value ● Medium confidence

HK$20.12M

≈ HK$18,683 / ft² saleable · updated 2026-10-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.04M, with repayments around HK$68,262/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$64,234

−HK$4,028/mo

▼ 0.25% · 3.875%

HK$66,232

−HK$2,030/mo

Today · 4.125%

HK$68,262

baseline

▲ 0.50% · 4.625%

HK$72,416

+HK$4,154/mo

Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,524/mo (50% DSR)

Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,130 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 1,077 ft²
Gross Area: 1,334 ft²
Efficiency: 81%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-06-23	HK$19.25M	+10.8% 3.8y	HK$17,874	HK$14,430
2011-08-23	HK$17.38M	+97.9% 12.8y	HK$16,137	HK$13,028
1998-12-29	HK$8.78M	−55.8% 1.4y	HK$8,152	HK$6,582
1997-06-26	HK$19.88M	+47.3% 0.5y	HK$18,459	HK$14,902
1996-12-05	HK$13.50M	+7.1%	HK$12,535	HK$10,120
1996-11-13	HK$12.60M	—	HK$11,699	HK$9,445