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Crescira AVM · estimated value ● Medium confidence
HK$26.05M
≈ HK$18,646 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.81M, with repayments around HK$88,370/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,155
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,742
−HK$2,628/mo
Today · 4.125%
HK$88,370
baseline
▲ 0.50% · 4.625%
HK$93,747
+HK$5,377/mo

Deposit HK$7.81M · loan HK$18.23M · min. income ≈ HK$176,740/mo (50% DSR)

Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$1,107,052 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,397 ft²
Gross Area
1,772 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2012-09-12 HK$20.30M +19.4%
2.8y
2009-12-23 HK$17.00M +48.1%
3.2y
2006-10-19 HK$11.48M −22.4%
8.8y
1998-01-23 HK$14.80M −30.2%
0.5y
1997-07-14 HK$21.20M +32.5%
0.5y
1997-01-04 HK$16.00M +18.7%
1996-11-09 HK$13.48M +44.9%
1996-01-17 HK$9.30M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 55 min walk · 4,333 m
(quite far — consider other transport options)
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
2
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building