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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$12,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.68M · min. income ≈ HK$25,980/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 7
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-14 | HK$4.85M | +53.5% 4.0y · 13.0%/yr |
| 2016-07-28 | HK$3.16M | +52.7% 5.2y · 10.0%/yr |
| 2011-05-23 | HK$2.07M | +38.9% |
| 2010-05-20 | HK$1.49M | +136.5% |
| 2003-07-21 | HK$630K | −50.0% |
| 1996-05-21 | HK$1.26M | — |