▼ 0.50% · 3.625%
HK$6,848
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$216/mo
Today · 4.125%
HK$7,278
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,556/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,619
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,823
−HK$208/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,454
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,768
−HK$238/mo
Today · 4.125%
HK$8,006
baseline
▲ 0.50% · 4.625%
HK$8,493
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,012/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,381
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,606
−HK$228/mo
Today · 4.125%
HK$8,834
baseline
▲ 0.50% · 4.625%
HK$9,299
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,668/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,218
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,474
−HK$260/mo
Today · 4.125%
HK$8,734
baseline
▲ 0.50% · 4.625%
HK$9,265
+HK$531/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,468/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,143
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,388
−HK$249/mo
Today · 4.125%
HK$9,637
baseline
▲ 0.50% · 4.625%
HK$10,145
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,274/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,903
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,180
−HK$281/mo
Today · 4.125%
HK$9,461
baseline
▲ 0.50% · 4.625%
HK$10,037
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,922/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,905
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,170
−HK$270/mo
Today · 4.125%
HK$10,440
baseline
▲ 0.50% · 4.625%
HK$10,990
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,880/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,588
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,886
−HK$303/mo
Today · 4.125%
HK$10,189
baseline
▲ 0.50% · 4.625%
HK$10,809
+HK$620/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$20,378/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,666
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,952
−HK$291/mo
Today · 4.125%
HK$11,243
baseline
▲ 0.50% · 4.625%
HK$11,835
+HK$592/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$22,486/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,273
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,592
−HK$325/mo
Today · 4.125%
HK$10,917
baseline
▲ 0.50% · 4.625%
HK$11,581
+HK$664/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$21,834/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,428
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,735
−HK$311/mo
Today · 4.125%
HK$12,046
baseline
▲ 0.50% · 4.625%
HK$12,681
+HK$635/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$24,092/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,958
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,298
−HK$347/mo
Today · 4.125%
HK$11,645
baseline
▲ 0.50% · 4.625%
HK$12,353
+HK$708/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$23,290/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,190
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,517
−HK$332/mo
Today · 4.125%
HK$12,849
baseline
▲ 0.50% · 4.625%
HK$13,526
+HK$677/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$25,698/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,642
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,005
−HK$368/mo
Today · 4.125%
HK$12,373
baseline
▲ 0.50% · 4.625%
HK$13,125
+HK$752/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$24,746/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,952
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,299
−HK$353/mo
Today · 4.125%
HK$13,652
baseline
▲ 0.50% · 4.625%
HK$14,371
+HK$719/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$27,304/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,327
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,711
−HK$389/mo
Today · 4.125%
HK$13,100
baseline
▲ 0.50% · 4.625%
HK$13,897
+HK$797/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,200/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,714
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,082
−HK$373/mo
Today · 4.125%
HK$14,455
baseline
▲ 0.50% · 4.625%
HK$15,217
+HK$762/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,910/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).