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At today's rate and a 90% mortgage, the deposit on this unit is about HK$290K, with repayments around HK$12,637/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,274/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- 3
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-13 | HK$4.15M | +3.8% 3.9y · 1.0%/yr |
| 2018-07-20 | HK$4.00M | +159.7% 8.0y · 20.0%/yr |
| 2010-07-22 | HK$1.54M | +15.8% |
| 2009-09-08 | HK$1.33M | +34.3% |
| 2007-12-14 | HK$990K | +70.7% |
| 2003-03-24 | HK$580K | — |