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At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,762/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,524/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 286 ft²
- Efficiency
- 78%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-29 | HK$2.50M | −34.2% 6.6y · −5.0%/yr |
| 2018-12-28 | HK$3.80M | +65.2% 6.2y · 10.0%/yr |
| 2012-10-09 | HK$2.30M | +90.1% |
| 2010-01-18 | HK$1.21M | +59.2% |
| 2007-02-03 | HK$760K | — |