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At today's rate and a 90% mortgage, the deposit on this unit is about HK$295K, with repayments around HK$12,853/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$295K · loan HK$2.65M · min. income ≈ HK$25,706/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- C
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 302 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-15 | HK$4.25M | +16.4% 3.6y · 4.0%/yr |
| 2017-08-21 | HK$3.65M | +46.0% 4.7y · 10.0%/yr |
| 2012-11-22 | HK$2.50M | +61.3% |
| 2010-08-13 | HK$1.55M | +29.2% |
| 2009-10-27 | HK$1.20M | +11.1% |
| 2009-06-15 | HK$1.08M | +36.7% |
| 2005-08-08 | HK$790K | — |