▼ 0.50% · 3.625%
HK$5,469
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$173/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$353/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$166/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$190/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$182/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$207/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,398
+HK$424/mo
Deposit HK$959K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,496
−HK$199/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$406/mo
Deposit HK$959K · loan HK$1.44M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,109
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,330
−HK$225/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$8,015
+HK$460/mo
Deposit HK$839K · loan HK$1.56M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,909
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,121
−HK$215/mo
Today · 4.125%
HK$8,336
baseline
▲ 0.50% · 4.625%
HK$8,776
+HK$440/mo
Deposit HK$839K · loan HK$1.56M · min. income ≈ HK$16,672/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,894
−HK$242/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,631
+HK$495/mo
Deposit HK$719K · loan HK$1.68M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,517
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$232/mo
Today · 4.125%
HK$8,978
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$473/mo
Deposit HK$719K · loan HK$1.68M · min. income ≈ HK$17,956/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,203
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,458
−HK$259/mo
Today · 4.125%
HK$8,717
baseline
▲ 0.50% · 4.625%
HK$9,248
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,434/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,126
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,371
−HK$248/mo
Today · 4.125%
HK$9,619
baseline
▲ 0.50% · 4.625%
HK$10,126
+HK$507/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,238/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,750
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,022
−HK$277/mo
Today · 4.125%
HK$9,299
baseline
▲ 0.50% · 4.625%
HK$9,864
+HK$565/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,598/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,734
−HK$526/mo
▼ 0.25% · 3.875%
HK$9,995
−HK$265/mo
Today · 4.125%
HK$10,260
baseline
▲ 0.50% · 4.625%
HK$10,801
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,520/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,297
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,586
−HK$294/mo
Today · 4.125%
HK$9,880
baseline
▲ 0.50% · 4.625%
HK$10,481
+HK$601/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,760/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,343
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,620
−HK$281/mo
Today · 4.125%
HK$10,901
baseline
▲ 0.50% · 4.625%
HK$11,476
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,802/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,844
−HK$617/mo
▼ 0.25% · 3.875%
HK$10,150
−HK$311/mo
Today · 4.125%
HK$10,461
baseline
▲ 0.50% · 4.625%
HK$11,097
+HK$636/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,922/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,951
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,245
−HK$298/mo
Today · 4.125%
HK$11,543
baseline
▲ 0.50% · 4.625%
HK$12,151
+HK$608/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,086/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).