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Floor
G/F A
1,579 ft²
1/F A
1,541 ft²
2/F A
1,541 ft²
2/F B
1,220 ft²
3/F A
2,153 ft²
VILLA DA VICTORIA
3/F B
1,218 ft²
Crescira AVM · estimated value
● Medium confidence
HK$35.16M
≈ HK$22,815 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.55M, with repayments around HK$119,277/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$112,239
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,730
−HK$3,547/mo
Today · 4.125%
HK$119,277
baseline
▲ 0.50% · 4.625%
HK$126,535
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,554/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Central
≈ 20 min walk · 1,549 m
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km
Everyday convenience — 9 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 1,541 Saleable ft²
- Gross Area
- 1,957 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2005-08-25 | HK$25.00M | +27.6% |
| 2004-10-16 | HK$19.60M | −38.8% |
| 1997-10-23 | HK$32.00M | +39.1% |
| 1997-01-08 | HK$23.00M | +20.4% |
| 1996-11-22 | HK$19.10M | +19.4% |
| 1996-11-01 | HK$16.00M | +21.2% |
| 1995-12-30 | HK$13.20M | +5.6% |
| 1995-11-17 | HK$12.50M | — |
Other appraised units in this building
Data sourced from Renavon.com