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Crescira AVM · estimated value Medium confidence
HK$44.54M
≈ HK$28,904 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.36M, with repayments around HK$151,109/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$142,192
−HK$8,917/mo
▼ 0.25% · 3.875%
HK$146,615
−HK$4,494/mo
Today · 4.125%
HK$151,109
baseline
▲ 0.50% · 4.625%
HK$160,303
+HK$9,194/mo

Deposit HK$13.36M · loan HK$31.18M · min. income ≈ HK$302,218/mo (50% DSR)

Upfront cash ≈ HK$15.26M (deposit + AVD stamp duty HK$1,893,006 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,541 ft²
Gross Area
1,957 ft²
Efficiency
79%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2005-08-25 HK$25.00M +27.6%
2004-10-16 HK$19.60M −38.8%
1997-10-23 HK$32.00M +39.1%
1997-01-08 HK$23.00M +20.4%
1996-11-22 HK$19.10M +19.4%
1996-11-01 HK$16.00M +21.2%
1995-12-30 HK$13.20M +5.6%
1995-11-17 HK$12.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 20 min walk · 1,551 m
(quite far — consider other transport options)
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com