Switch unit
Floor
G/F A
1,579 ft²
1/F A
1,541 ft²
2/F A
1,541 ft²
2/F B
1,220 ft²
3/F A
2,153 ft²
VILLA DA VICTORIA
3/F B
1,218 ft²
Crescira AVM · estimated value
● Medium confidence
HK$26.42M
≈ HK$21,692 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.93M, with repayments around HK$89,633/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$84,344
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$86,967
−HK$2,666/mo
Today · 4.125%
HK$89,633
baseline
▲ 0.50% · 4.625%
HK$95,087
+HK$5,454/mo
Deposit HK$7.93M · loan HK$18.49M · min. income ≈ HK$179,266/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$1,122,869 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Central
≈ 20 min walk · 1,549 m
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km
Everyday convenience — 9 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Block
- VILLA DA VICTORIA
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 1,218 Saleable ft²
- Gross Area
- 1,634 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-09-07 | HK$49.50M | +391.1% 16.5y · 24.0%/yr |
| 2001-03-06 | HK$10.08M | — |
Other appraised units in this building
Data sourced from Renavon.com