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Crescira AVM · estimated value Medium confidence
HK$16.67M
≈ HK$14,912 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.00M, with repayments around HK$56,561/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$53,223
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,879
−HK$1,682/mo
Today · 4.125%
HK$56,561
baseline
▲ 0.50% · 4.625%
HK$60,003
+HK$3,442/mo

Deposit HK$5.00M · loan HK$11.67M · min. income ≈ HK$113,122/mo (50% DSR)

Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$625,206 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
D11
Saleable Area
1,118 ft²
Gross Area
1,370 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-06-06 HK$18.80M +323.4%
15.5y · 21.0%/yr
2003-12-12 HK$4.44M −41.6%
1997-10-28 HK$7.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 9 min walk · 677 m
Education
19
schools within 1 km (1 within 500 m)
Daily convenience
12
within 1 km (0 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com