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Crescira AVM · estimated value Medium confidence
HK$15.04M
≈ HK$14,745 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.51M, with repayments around HK$51,023/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,012
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,506
−HK$1,517/mo
Today · 4.125%
HK$51,023
baseline
▲ 0.50% · 4.625%
HK$54,128
+HK$3,105/mo

Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,046/mo (50% DSR)

Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,992 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
1
Saleable Area
1,020 ft²
Gross Area
1,241 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2019-06-21 HK$19.30M +44.0%
7.9y · 6.0%/yr
2011-07-22 HK$13.40M +34.9%
2010-08-02 HK$9.93M +50.5%
1997-03-06 HK$6.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 9 min walk · 677 m
Education
19
schools within 1 km (1 within 500 m)
Daily convenience
12
within 1 km (0 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com