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Crescira AVM · estimated value Medium confidence
HK$7.11M
≈ HK$18,905 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$711K, with repayments around HK$31,005/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$29,176
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,083
−HK$922/mo
Today · 4.125%
HK$31,005
baseline
▲ 0.50% · 4.625%
HK$32,892
+HK$1,887/mo

Deposit HK$711K · loan HK$6.40M · min. income ≈ HK$62,010/mo (50% DSR)

Upfront cash ≈ HK$924K (deposit + AVD stamp duty HK$213,249 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Wan Station
≈ 5 min walk · 389 m
Education
38
schools within 1 km (21 within 500 m)
Daily convenience
60
within 1 km (28 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
26/F
Flat
C
Saleable Area
376 Saleable ft²
Gross Area
550 ft²
Efficiency
68%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2024-05-02 HK$7.80M −9.3%
3.3y · −3.0%/yr
2021-01-29 HK$8.60M +0.0%
2.5y · 0.0%/yr
2018-07-20 HK$8.60M +246.8%
12.9y · 19.0%/yr
2005-08-23 HK$2.48M +47.6%
2004-02-05 HK$1.68M +17.5%
2003-02-15 HK$1.43M −53.6%
1996-10-31 HK$3.08M
Data sourced from Renavon.com