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Crescira AVM · estimated value Medium confidence
HK$6.96M
≈ HK$18,501 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$696K, with repayments around HK$30,343/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$28,552
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$902/mo
Today · 4.125%
HK$30,343
baseline
▲ 0.50% · 4.625%
HK$32,189
+HK$1,846/mo

Deposit HK$696K · loan HK$6.26M · min. income ≈ HK$60,686/mo (50% DSR)

Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$208,693 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Wan Station
≈ 5 min walk · 389 m
Education
38
schools within 1 km (21 within 500 m)
Daily convenience
60
within 1 km (28 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Wan Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
17/F
Flat
C
Saleable Area
376 Saleable ft²
Gross Area
550 ft²
Efficiency
68%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-07-29 HK$6.55M −18.1%
4.3y · −4.0%/yr
2021-04-08 HK$8.00M +90.5%
11.0y · 8.0%/yr
2010-04-27 HK$4.20M +9.7%
2008-03-06 HK$3.83M +32.1%
2007-06-08 HK$2.90M +126.6%
2002-11-12 HK$1.28M
Data sourced from Renavon.com