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Crescira AVM · estimated value Medium confidence
HK$7.45M
≈ HK$18,868 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$745K, with repayments around HK$32,508/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$30,590
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,541
−HK$967/mo
Today · 4.125%
HK$32,508
baseline
▲ 0.50% · 4.625%
HK$34,486
+HK$1,978/mo

Deposit HK$745K · loan HK$6.71M · min. income ≈ HK$65,016/mo (50% DSR)

Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$223,583 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
27/F
Flat
B
Saleable Area
395 ft²
Gross Area
576 ft²
Efficiency
69%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2017-02-16 HK$6.98M +41.0%
6.0y
2011-02-25 HK$4.95M +29.2%
2009-09-24 HK$3.83M +64.4%
2005-05-28 HK$2.33M +5.9%
2000-09-12 HK$2.20M −28.8%
1996-03-07 HK$3.09M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 5 min walk · 398 m
Education
40
schools within 1 km (21 within 500 m)
Daily convenience
65
within 1 km (33 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sheung Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 65 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com