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At today's rate and a 90% mortgage, the deposit on this unit is about HK$804K, with repayments around HK$35,080/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,276 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 38/F
- Flat
- F
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 596 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-10 | HK$7.00M | −26.3% 4.8y · −5.0%/yr |
| 2021-04-29 | HK$9.50M | +151.3% 10.8y · 14.0%/yr |
| 2010-07-26 | HK$3.78M | +32.6% |
| 2009-05-05 | HK$2.85M | +88.7% |
| 2003-12-30 | HK$1.51M | −26.3% |
| 2000-05-27 | HK$2.05M | — |