Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$647K, with repayments around HK$28,214/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,428/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$181,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 421 Saleable ft²
- Gross Area
- 558 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-19 | HK$7.88M | +46.5% 4.8y · 10.0%/yr |
| 2016-04-28 | HK$5.38M | +26.6% 4.1y · 7.0%/yr |
| 2012-03-30 | HK$4.25M | +162.3% |
| 2001-10-16 | HK$1.62M | −50.6% |
| 1997-05-23 | HK$3.28M | — |