▼ 0.50% · 3.625%
HK$15,540
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,024
−HK$491/mo
Today · 4.125%
HK$16,515
baseline
▲ 0.50% · 4.625%
HK$17,520
+HK$1,005/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,030/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,288
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,752
−HK$471/mo
Today · 4.125%
HK$18,223
baseline
▲ 0.50% · 4.625%
HK$19,183
+HK$960/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,446/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,094
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,626
−HK$540/mo
Today · 4.125%
HK$18,166
baseline
▲ 0.50% · 4.625%
HK$19,272
+HK$1,106/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,332/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,017
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,527
−HK$518/mo
Today · 4.125%
HK$20,045
baseline
▲ 0.50% · 4.625%
HK$21,101
+HK$1,056/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,090/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,648
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,228
−HK$590/mo
Today · 4.125%
HK$19,818
baseline
▲ 0.50% · 4.625%
HK$21,024
+HK$1,206/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,636/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,746
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,303
−HK$564/mo
Today · 4.125%
HK$21,867
baseline
▲ 0.50% · 4.625%
HK$23,020
+HK$1,153/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,734/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,831
−HK$638/mo
Today · 4.125%
HK$21,469
baseline
▲ 0.50% · 4.625%
HK$22,776
+HK$1,307/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,938/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,078
−HK$611/mo
Today · 4.125%
HK$23,689
baseline
▲ 0.50% · 4.625%
HK$24,938
+HK$1,249/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,378/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,756
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$688/mo
Today · 4.125%
HK$23,121
baseline
▲ 0.50% · 4.625%
HK$24,528
+HK$1,407/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,242/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,204
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$659/mo
Today · 4.125%
HK$25,512
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$51,024/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,311
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$736/mo
Today · 4.125%
HK$24,772
baseline
▲ 0.50% · 4.625%
HK$26,280
+HK$1,508/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,544/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,628
−HK$706/mo
Today · 4.125%
HK$27,334
baseline
▲ 0.50% · 4.625%
HK$28,775
+HK$1,441/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,668/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,865
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$786/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,608/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,662
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,403
−HK$753/mo
Today · 4.125%
HK$29,156
baseline
▲ 0.50% · 4.625%
HK$30,693
+HK$1,537/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,312/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,419
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,240
−HK$835/mo
Today · 4.125%
HK$28,075
baseline
▲ 0.50% · 4.625%
HK$29,784
+HK$1,709/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,150/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,390
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,179
−HK$799/mo
Today · 4.125%
HK$30,978
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,633/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,956/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,973
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,843
−HK$884/mo
Today · 4.125%
HK$29,727
baseline
▲ 0.50% · 4.625%
HK$31,536
+HK$1,809/mo
Deposit HK$682K · loan HK$6.13M · min. income ≈ HK$59,454/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,119
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,954
−HK$847/mo
Today · 4.125%
HK$32,801
baseline
▲ 0.50% · 4.625%
HK$34,529
+HK$1,728/mo
Deposit HK$682K · loan HK$6.13M · min. income ≈ HK$65,602/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,456 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).