Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,793/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,586/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$61,799 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 391 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-31 | HK$5.93M | +48.2% 4.9y · 10.0%/yr |
| 2015-08-31 | HK$4.00M | +35.6% |
| 2012-01-11 | HK$2.95M | +31.1% |
| 2010-07-21 | HK$2.25M | +33.1% |
| 2009-07-27 | HK$1.69M | +10.5% |
| 2007-09-28 | HK$1.53M | +66.3% |
| 2004-05-07 | HK$920K | −51.6% |
| 1997-06-07 | HK$1.90M | +18.8% |
| 1996-06-08 | HK$1.60M | — |