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At today's rate and a 90% mortgage, the deposit on this unit is about HK$402K, with repayments around HK$17,551/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,102/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- B
- Saleable Area
- 273 Saleable ft²
- Gross Area
- 369 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-07 | HK$2.80M | −41.7% 4.1y · −10.0%/yr |
| 2021-04-19 | HK$4.80M | +159.5% 11.2y · 14.0%/yr |
| 2010-01-29 | HK$1.85M | +10.1% |
| 2009-09-16 | HK$1.68M | +18.3% |
| 1996-07-17 | HK$1.42M | — |