Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,732/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.87M · min. income ≈ HK$37,464/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$59,021 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 391 ft²
- Efficiency
- 75%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-17 | HK$4.18M | −30.3% 4.5y · −7.0%/yr |
| 2019-11-08 | HK$6.00M | +114.3% 8.4y · 14.0%/yr |
| 2011-06-01 | HK$2.80M | +177.2% |
| 2005-04-23 | HK$1.01M | −32.2% |
| 1996-09-20 | HK$1.49M | — |