Home Wan Chai District PEARL CITY MANSION BLOCK C

12/F C4

Switch unit

Floor

6/F C1 470 ft² 6/F C3 493 ft² 6/F C5 346 ft² 7/F C2 435 ft² 7/F C5 346 ft² 7/F C8 493 ft² 8/F C2 435 ft² 8/F C3 493 ft² 8/F C4 493 ft² 8/F C7 493 ft² 8/F C8 493 ft² 9/F C1 430 ft² 9/F C3 493 ft² 9/F C4 493 ft² 9/F C6 493 ft² 9/F C8 493 ft² 10/F C2 435 ft² 10/F C3 493 ft² 10/F C5 346 ft² 10/F C7 493 ft² 10/F C8 493 ft² 11/F C1 470 ft² 11/F C2 435 ft² 11/F C5 346 ft² 11/F C8 493 ft² 12/F C1 470 ft² 12/F C2 472 ft² 12/F C4 493 ft² 12/F C5 346 ft² 12/F C6 493 ft² 12/F C7 493 ft² 12/F C8 493 ft² 13/F C2 435 ft² 13/F C3 493 ft² 13/F C4 493 ft² 13/F C5 346 ft² 14/F C1 470 ft² 14/F C2 435 ft² 14/F C3 493 ft² 14/F C4 493 ft² 14/F C6 493 ft² 14/F C8 493 ft² 15/F C1 470 ft² 15/F C2 435 ft² 15/F C4 493 ft² 15/F C5 346 ft² 15/F C6 493 ft² 15/F C7 493 ft² 15/F C8 493 ft² 16/F C1 470 ft² 16/F C2 435 ft² 16/F C4 493 ft² 16/F C6 493 ft² 16/F C8 493 ft² 17/F C1 470 ft² 17/F C3 493 ft² 17/F C5 346 ft² 17/F C6 493 ft² 18/F C2 521 ft² 18/F C3 493 ft² 18/F C4 493 ft² 18/F C5 346 ft² 18/F C6 493 ft² 18/F C7 493 ft² 18/F C8 493 ft² 19/F C1 470 ft² 19/F C3 493 ft² 19/F C5 346 ft² 19/F C6 493 ft² 19/F C7 493 ft² 20/F C1 470 ft² 20/F C3 493 ft² 20/F C4 493 ft² 20/F C5 346 ft² 21/F C1 470 ft² 21/F C2 521 ft² 21/F C6 493 ft² 21/F C8 493 ft² 22/F C3 493 ft² 22/F C5 346 ft² 22/F C7 493 ft² 23/F C1 470 ft² 23/F C2 521 ft² 23/F C3 493 ft² 23/F C4 493 ft² 23/F C7 493 ft² 23/F C8 493 ft² 24/F C4 493 ft² 24/F C5 346 ft² 24/F C6 493 ft² 24/F C7 493 ft² 25/F C1 470 ft² 25/F C2 521 ft² 25/F C3 493 ft² 25/F C5 346 ft² 25/F C8 493 ft² 26/F C1 470 ft² 26/F C2 521 ft² 26/F C7 493 ft² 26/F C8 493 ft² 26/F C3 493 ft² 27/F C5 346 ft² 27/F C7 493 ft² 27/F C8 493 ft² 28/F C2 472 ft² 28/F C4 493 ft² 28/F C5 346 ft² 28/F C7 493 ft² 28/F C8 493 ft² 29/F C1 512 ft² 29/F C3 493 ft² 29/F C5 346 ft² 29/F C6 493 ft² 29/F C9 543 ft² 30/F C1 512 ft² 30/F C2 521 ft² 30/F C3 493 ft² 30/F C4 493 ft² 30/F C5 346 ft² 30/F C9 543 ft² 31/F C2 521 ft² 31/F C3 493 ft² 31/F C5 346 ft² 31/F C8 493 ft² 31/F C9 543 ft² 32/F C2 521 ft² 32/F C3 493 ft² 32/F C4 493 ft² 32/F C5 346 ft² 32/F C6 493 ft² 32/F C8 493 ft² 32/F C9 543 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.47M

≈ HK$11,089 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$547K, with repayments around HK$23,845/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,438

−HK$1,407/mo

▼ 0.25% · 3.875%

HK$23,136

−HK$709/mo

Today · 4.125%

HK$23,845

baseline

▲ 0.50% · 4.625%

HK$25,296

+HK$1,451/mo

Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,690/mo (50% DSR)

Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,001 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Causeway Bay Station

≈ 3 min walk · 182 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

104

within 1 km (57 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

101

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.

Family-friendly — 64 schools within a 1 km walk.

Everyday convenience — 104 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 101 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: C4
Saleable Area: 493 Saleable ft²
Gross Area: 650 ft²
Efficiency: 76%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-12-04	HK$4.97M	−1.6% 0.9y	HK$10,081	HK$7,646
2024-01-23	HK$5.05M	+114.9% 17.1y · 7.0%/yr	HK$10,243	HK$7,769
2007-01-03	HK$2.35M	+17.5%	—	HK$3,615
2006-12-22	HK$2.00M	—	—	HK$3,077

Other appraised units in this building

Data sourced from Renavon.com