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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,408/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,816/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,748 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 64 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 101 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C3
- Saleable Area
- 493 Saleable ft²
- Gross Area
- 658 ft²
- Efficiency
- 75%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-20 | HK$7.75M | +16.5% 4.7y · 4.0%/yr |
| 2017-10-20 | HK$6.65M | +63.0% 6.9y · 9.0%/yr |
| 2010-11-16 | HK$4.08M | +24.4% |
| 2009-12-07 | HK$3.28M | +9.3% |
| 2009-08-21 | HK$3.00M | +38.9% |
| 1996-08-13 | HK$2.16M | — |