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23/F C1

in Pearl City Mansion Block C

Wan Chai District · Hong Kong Island

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6/F C1 470 ft² 6/F C3 493 ft² 6/F C5 346 ft² 7/F C2 435 ft² 7/F C8 493 ft² 7/F C5 346 ft² 8/F C4 493 ft² 8/F C7 493 ft² 8/F C2 435 ft² 8/F C3 493 ft² 8/F C8 493 ft² 9/F C1 430 ft² 9/F C3 493 ft² 9/F C4 493 ft² 9/F C6 493 ft² 9/F C8 493 ft² 10/F C2 435 ft² 10/F C3 493 ft² 10/F C8 493 ft² 10/F C5 346 ft² 10/F C7 493 ft² 11/F C2 435 ft² 11/F C5 346 ft² 11/F C8 493 ft² 11/F C1 470 ft² 12/F C1 470 ft² 12/F C2 472 ft² 12/F C5 346 ft² 12/F C6 493 ft² 12/F C4 493 ft² 12/F C7 493 ft² 12/F C8 493 ft² 13/F C2 435 ft² 13/F C3 493 ft² 13/F C4 493 ft² 13/F C5 346 ft² 14/F C1 470 ft² 14/F C2 435 ft² 14/F C3 493 ft² 14/F C6 493 ft² 14/F C8 493 ft² 14/F C4 493 ft² 15/F C1 470 ft² 15/F C2 435 ft² 15/F C5 346 ft² 15/F C6 493 ft² 15/F C7 493 ft² 15/F C8 493 ft² 15/F C4 493 ft² 16/F C1 470 ft² 16/F C2 435 ft² 16/F C4 493 ft² 16/F C8 493 ft² 16/F C6 493 ft² 17/F C1 470 ft² 17/F C3 493 ft² 17/F C5 346 ft² 17/F C6 493 ft² 18/F C2 521 ft² 18/F C3 493 ft² 18/F C8 493 ft² 18/F C1 470 ft² 18/F C4 493 ft² 18/F C5 346 ft² 18/F C6 493 ft² 18/F C7 493 ft² 19/F C1 470 ft² 19/F C5 346 ft² 19/F C3 493 ft² 19/F C6 493 ft² 19/F C7 493 ft² 20/F C1 470 ft² 20/F C3 493 ft² 20/F C4 493 ft² 20/F C5 346 ft² 21/F C1 470 ft² 21/F C6 493 ft² 21/F C8 493 ft² 21/F C2 521 ft² 22/F C3 493 ft² 22/F C5 346 ft² 22/F C7 493 ft² 23/F C2 521 ft² 23/F C8 493 ft² 23/F C1 470 ft² 23/F C3 493 ft² 23/F C4 493 ft² 23/F C7 493 ft² 24/F C4 493 ft² 24/F C6 493 ft² 24/F C5 346 ft² 24/F C7 493 ft² 25/F C1 470 ft² 25/F C2 521 ft² 25/F C3 493 ft² 25/F C5 346 ft² 25/F C8 493 ft² 26/F C1 470 ft² 26/F C2 521 ft² 26/F C7 493 ft² 26/F C3 493 ft² 26/F C8 493 ft² 27/F C5 346 ft² 27/F C8 493 ft² 27/F C7 493 ft² 28/F C4 493 ft² 28/F C5 346 ft² 28/F C7 493 ft² 28/F C2 717 ft² 28/F C8 493 ft² 29/F C3 493 ft² 29/F C5 346 ft² 29/F C1 512 ft² 29/F C4 493 ft² 29/F C6 493 ft² 29/F C9 543 ft² 30/F C2 521 ft² 30/F C4 493 ft² 30/F C5 346 ft² 30/F C9 543 ft² 30/F C1 512 ft² 30/F C3 493 ft² 31/F C2 521 ft² 31/F C8 493 ft² 31/F C9 543 ft² 31/F C3 493 ft² 31/F C5 346 ft² 32/F C2 521 ft² 32/F C3 493 ft² 32/F C4 493 ft² 32/F C5 346 ft² 32/F C6 493 ft² 32/F C8 493 ft² 32/F C9 543 ft²
Crescira AVM · estimated value Medium confidence
HK$5.25M
≈ HK$11,162 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,884/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,533
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,203
−HK$681/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,392/mo

Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)

Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,043 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
23/F
Flat
C1
Saleable Area
470 ft²
Gross Area
550 ft²
Efficiency
85%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-05-30 HK$6.79M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 3 min walk · 178 m
Education
43
schools within 1 km (10 within 500 m)
Daily convenience
66
within 1 km (38 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
87
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 87 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com