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Home Wan Chai District VILLA LOTTO BLOCK D (VICWOOD COURT)

15/F 12

in VILLA LOTTO BLOCK D (VICWOOD COURT)

Wan Chai District · Hong Kong Island

Switch unit
Floor
G/F 12 1,044 ft² G/F 13 1,044 ft² G/F 14 1,111 ft² 2/F 11 1,116 ft² 2/F 12 1,103 ft² 2/F 13 1,103 ft² 3/F 11 1,116 ft² 3/F 12 1,103 ft² 3/F 13 1,103 ft² 4/F 12 1,103 ft² 4/F 13 1,103 ft² 4/F 14 1,116 ft² 5/F 11 1,116 ft² 5/F 12 1,103 ft² 5/F 13 1,103 ft² 5/F 14 1,116 ft² 6/F 11 1,116 ft² 6/F 13 1,103 ft² 6/F 14 1,116 ft² 7/F 12 1,103 ft² 7/F 13 1,103 ft² 7/F 14 1,116 ft² 8/F 11 1,116 ft² 8/F 13 1,103 ft² 8/F 14 1,116 ft² 9/F 13 1,103 ft² 9/F 14 1,116 ft² 10/F 11 1,116 ft² 10/F 14 1,116 ft² 11/F 11 1,116 ft² 11/F 12 1,103 ft² 11/F 13 1,103 ft² 11/F 14 1,116 ft² 12/F 11 1,116 ft² 12/F 14 1,116 ft² 13/F 11 1,116 ft² 13/F 12 1,103 ft² 13/F 13 1,103 ft² 13/F 14 1,116 ft² 14/F 11 1,116 ft² 14/F 12 1,103 ft² 14/F 13 1,103 ft² 14/F 14 1,116 ft² 15/F 11 1,116 ft² 15/F 12 1,103 ft² 15/F 13 1,103 ft² 16/F 12 1,103 ft² 16/F 13 1,103 ft² 16/F 14 1,116 ft² 16/F 11 1,116 ft² 17/F 11 1,116 ft² 17/F 12 1,103 ft² 17/F 13 1,103 ft² 17/F 14 1,116 ft² 18/F 11 1,116 ft² 18/F 13 1,103 ft² 18/F 14 1,116 ft² 19/F 12 1,103 ft² 19/F 13 1,103 ft² 20/F 12 1,103 ft² 20/F 13 1,103 ft² 20/F 14 1,116 ft² 21/F 11 1,116 ft² 21/F 12 1,103 ft² 21/F 13 1,103 ft² 21/F 14 1,116 ft² 22/F 11 1,116 ft² 22/F 12 1,103 ft² 22/F 13 1,103 ft² 22/F 14 1,116 ft² 23/F 11 1,116 ft² 23/F 13 1,103 ft² 23/F 14 1,116 ft² 24/F 11 1,116 ft² 24/F 12 1,103 ft² 24/F 13 1,103 ft² 24/F 14 1,116 ft² 25/F 11 1,116 ft² 25/F 13 1,103 ft² 25/F 14 1,116 ft²
Crescira AVM · estimated value ● Medium confidence
HK$24.26M
≈ HK$21,994 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.28M, with repayments around HK$82,302/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$77,445
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,854
−HK$2,448/mo
Today · 4.125%
HK$82,302
baseline
▲ 0.50% · 4.625%
HK$87,310
+HK$5,008/mo

Deposit HK$7.28M · loan HK$16.98M · min. income ≈ HK$164,604/mo (50% DSR)

Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$1,031,033 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 13 min walk · 965 m
Education
37
schools within 1 km (7 within 500 m)
Daily convenience
38
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
15/F
Flat
12
Saleable Area
1,103 Saleable ft²
Gross Area
1,211 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-07-06 HK$12.80M +96.9%
1999-04-08 HK$6.50M —

Other appraised units in this building

G/F 12
1,044 ft²
HK$22.27M
G/F 13
1,044 ft²
HK$22.11M
G/F 14
1,111 ft²
HK$23.36M
2/F 11
1,116 ft²
HK$21.91M
2/F 12
1,103 ft²
HK$21.70M
2/F 13
1,103 ft²
HK$21.53M
Data sourced from Renavon.com