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Home Wan Chai District Villa Lotto Block D (Vicwood Court)

3/F 12

in Villa Lotto Block D (Vicwood Court)

Wan Chai District · Hong Kong Island

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Floor
G/F 12 1,044 ft² G/F 13 1,044 ft² G/F 14 1,111 ft² 2/F 11 1,116 ft² 2/F 13 1,103 ft² 2/F 12 1,103 ft² 3/F 11 1,116 ft² 3/F 12 1,103 ft² 3/F 13 1,103 ft² 4/F 12 1,103 ft² 4/F 13 1,103 ft² 4/F 14 1,116 ft² 5/F 11 1,116 ft² 5/F 12 1,103 ft² 5/F 13 1,103 ft² 5/F 14 1,116 ft² 6/F 11 1,116 ft² 6/F 13 1,103 ft² 6/F 14 1,116 ft² 7/F 12 1,103 ft² 7/F 13 1,103 ft² 7/F 14 1,116 ft² 8/F 11 1,116 ft² 8/F 13 1,103 ft² 8/F 14 1,116 ft² 9/F 14 1,116 ft² 9/F 13 1,103 ft² 10/F 11 1,116 ft² 10/F 14 1,116 ft² 11/F 11 1,116 ft² 11/F 12 1,103 ft² 11/F 13 1,103 ft² 11/F 14 1,116 ft² 12/F 11 1,116 ft² 12/F 14 1,116 ft² 13/F 11 1,116 ft² 13/F 12 1,103 ft² 13/F 13 1,103 ft² 13/F 14 1,116 ft² 14/F 11 1,116 ft² 14/F 12 1,103 ft² 14/F 13 1,103 ft² 14/F 14 1,116 ft² 15/F 11 1,116 ft² 15/F 12 1,103 ft² 15/F 13 1,103 ft² 16/F 14 1,116 ft² 16/F 11 1,116 ft² 16/F 12 1,103 ft² 16/F 13 1,103 ft² 17/F 12 1,103 ft² 17/F 14 1,116 ft² 17/F 11 1,116 ft² 17/F 13 1,103 ft² 18/F 11 1,116 ft² 18/F 14 1,116 ft² 18/F 13 1,103 ft² 19/F 12 1,103 ft² 19/F 13 1,103 ft² 20/F 12 1,103 ft² 20/F 13 1,103 ft² 20/F 14 1,116 ft² 21/F 11 1,116 ft² 21/F 13 1,103 ft² 21/F 14 1,116 ft² 21/F 12 1,103 ft² 22/F 11 1,116 ft² 22/F 12 1,103 ft² 22/F 13 1,103 ft² 22/F 14 1,116 ft² 23/F 11 1,116 ft² 23/F 13 1,103 ft² 23/F 14 1,116 ft² 24/F 12 1,103 ft² 24/F 11 1,116 ft² 24/F 13 1,103 ft² 24/F 14 1,116 ft² 25/F 11 1,116 ft² 25/F 13 1,103 ft² 25/F 14 1,116 ft²
Crescira AVM · estimated value ● Medium confidence
HK$20.73M
≈ HK$18,792 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.22M, with repayments around HK$70,320/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,171
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,229
−HK$2,091/mo
Today · 4.125%
HK$70,320
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$4,279/mo

Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,640/mo (50% DSR)

Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,792 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
12
Saleable Area
1,103 ft²
Gross Area
1,211 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2004-06-19 HK$7.10M +16.4%
2004-03-16 HK$6.10M +19.6%
2004-01-09 HK$5.10M −29.7%
1995-12-12 HK$7.25M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 1,023 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
32
within 1 km (7 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

G/F 12
1,044 ft²
HK$20.15M
G/F 13
1,044 ft²
HK$20.04M
G/F 14
1,111 ft²
HK$21.05M
2/F 11
1,116 ft²
HK$20.55M
2/F 13
1,103 ft²
HK$20.20M
2/F 12
1,103 ft²
HK$20.28M
Data sourced from Renavon.com