Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$23.93M
≈ HK$16,653 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.18M, with repayments around HK$81,183/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,392
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$78,769
−HK$2,414/mo
Today · 4.125%
HK$81,183
baseline
▲ 0.50% · 4.625%
HK$86,123
+HK$4,940/mo

Deposit HK$7.18M · loan HK$16.75M · min. income ≈ HK$162,366/mo (50% DSR)

Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$1,017,016 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
C
Saleable Area
1,437 ft²
Gross Area
1,700 ft²
Efficiency
85%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-07-07 HK$28.20M +214.0%
14.9y
2005-08-23 HK$8.98M −5.3%
8.7y
1997-01-04 HK$9.48M +20.8%
1995-07-31 HK$7.85M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 708 m
Education
15
schools within 1 km (5 within 500 m)
Daily convenience
28
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building