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Crescira AVM · estimated value Medium confidence
HK$28.14M
≈ HK$17,785 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.44M, with repayments around HK$95,451/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$89,818
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$92,612
−HK$2,839/mo
Today · 4.125%
HK$95,451
baseline
▲ 0.50% · 4.625%
HK$101,259
+HK$5,808/mo

Deposit HK$8.44M · loan HK$19.69M · min. income ≈ HK$190,902/mo (50% DSR)

Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$1,195,755 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
B
Saleable Area
1,582 ft²
Gross Area
2,200 ft²
Efficiency
72%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2015-06-25 HK$27.80M +98.6%
2006-12-20 HK$14.00M +77.2%
2001-06-19 HK$7.90M +21.5%
1999-05-04 HK$6.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 9 min walk · 708 m
Education
15
schools within 1 km (5 within 500 m)
Daily convenience
28
within 1 km (2 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 28 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com