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Crescira AVM · estimated value ● Medium confidence
HK$26.66M
≈ HK$16,259 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.00M, with repayments around HK$90,460/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$85,123
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,770
−HK$2,690/mo
Today · 4.125%
HK$90,460
baseline
▲ 0.50% · 4.625%
HK$95,965
+HK$5,505/mo

Deposit HK$8.00M · loan HK$18.67M · min. income ≈ HK$180,920/mo (50% DSR)

Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$1,133,240 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
D
Saleable Area
1,640 ft²
Gross Area
2,000 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2023-05-30 HK$29.88M +125.0%
16.6y
2006-11-06 HK$13.28M +56.2%
7.1y
1999-10-14 HK$8.50M +25.0%
0.7y
1999-01-06 HK$6.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 464 m
Education
48
schools within 1 km (13 within 500 m)
Daily convenience
45
within 1 km (6 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building