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Crescira AVM · estimated value Medium confidence
HK$24.00M
≈ HK$14,634 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.20M, with repayments around HK$81,423/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,619
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$79,002
−HK$2,421/mo
Today · 4.125%
HK$81,423
baseline
▲ 0.50% · 4.625%
HK$86,378
+HK$4,955/mo

Deposit HK$7.20M · loan HK$16.80M · min. income ≈ HK$162,846/mo (50% DSR)

Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$1,020,028 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
D
Saleable Area
1,640 ft²
Gross Area
2,050 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2013-04-05 HK$25.78M +114.8%
2005-08-24 HK$12.00M +14.3%
2005-02-15 HK$10.50M +42.3%
2001-06-14 HK$7.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 464 m
Education
48
schools within 1 km (13 within 500 m)
Daily convenience
45
within 1 km (6 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com