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Crescira AVM · estimated value Medium confidence
HK$27.95M
≈ HK$16,614 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.38M, with repayments around HK$94,805/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$89,211
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,986
−HK$2,819/mo
Today · 4.125%
HK$94,805
baseline
▲ 0.50% · 4.625%
HK$100,574
+HK$5,769/mo

Deposit HK$8.38M · loan HK$19.56M · min. income ≈ HK$189,610/mo (50% DSR)

Upfront cash ≈ HK$9.57M (deposit + AVD stamp duty HK$1,187,671 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
C
Saleable Area
1,682 ft²
Gross Area
2,050 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2021-01-26 HK$38.08M +38.5%
10.3y
2010-10-14 HK$27.50M +64.7%
2007-04-10 HK$16.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 6 min walk · 464 m
Education
48
schools within 1 km (13 within 500 m)
Daily convenience
45
within 1 km (6 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com