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Crescira AVM · estimated value Medium confidence
HK$86.18M
≈ HK$33,365 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$25.85M, with repayments around HK$292,373/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$275,121
−HK$17,252/mo
▼ 0.25% · 3.875%
HK$283,678
−HK$8,695/mo
Today · 4.125%
HK$292,373
baseline
▲ 0.50% · 4.625%
HK$310,163
+HK$17,790/mo

Deposit HK$25.85M · loan HK$60.33M · min. income ≈ HK$584,746/mo (50% DSR)

Upfront cash ≈ HK$29.52M (deposit + AVD stamp duty HK$3,662,691 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
31/F
Flat
B
Saleable Area
2,583 ft²
Gross Area
3,134 ft²
Efficiency
82%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2026-06-04 HK$85.00M −5.6%
2.5y
2023-12-19 HK$90.00M +329.6%
20.8y
2003-03-28 HK$20.95M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 15 min walk · 1,161 m
Education
37
schools within 1 km (10 within 500 m)
Daily convenience
15
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com