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Crescira AVM · estimated value Medium confidence
HK$82.62M
≈ HK$31,987 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$24.79M, with repayments around HK$280,297/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$263,757
−HK$16,540/mo
▼ 0.25% · 3.875%
HK$271,962
−HK$8,335/mo
Today · 4.125%
HK$280,297
baseline
▲ 0.50% · 4.625%
HK$297,353
+HK$17,056/mo

Deposit HK$24.79M · loan HK$57.84M · min. income ≈ HK$560,594/mo (50% DSR)

Upfront cash ≈ HK$28.30M (deposit + AVD stamp duty HK$3,511,412 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
28/F
Flat
B
Saleable Area
2,583 ft²
Gross Area
3,134 ft²
Efficiency
82%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-04-08 HK$88.00M −12.0%
1.9y
2023-05-15 HK$100.00M +150.8%
14.1y
2009-04-06 HK$39.88M −24.8%
2008-01-14 HK$53.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 15 min walk · 1,161 m
Education
37
schools within 1 km (10 within 500 m)
Daily convenience
15
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com