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Crescira AVM · estimated value Medium confidence
HK$73.91M
≈ HK$28,614 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$22.17M, with repayments around HK$250,739/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$235,943
−HK$14,796/mo
▼ 0.25% · 3.875%
HK$243,282
−HK$7,457/mo
Today · 4.125%
HK$250,739
baseline
▲ 0.50% · 4.625%
HK$265,996
+HK$15,257/mo

Deposit HK$22.17M · loan HK$51.74M · min. income ≈ HK$501,478/mo (50% DSR)

Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$3,141,122 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
B
Saleable Area
2,583 ft²
Gross Area
3,134 ft²
Efficiency
82%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2014-05-22 HK$76.00M +261.9%
2001-12-14 HK$21.00M −50.9%
1997-09-01 HK$42.80M +23.0%
1997-02-22 HK$34.80M +20.8%
1996-11-26 HK$28.80M +8.6%
1996-07-31 HK$26.52M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 15 min walk · 1,161 m
Education
37
schools within 1 km (10 within 500 m)
Daily convenience
15
within 1 km (7 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com