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Crescira AVM · estimated value ● Medium confidence
HK$48.94M
≈ HK$32,959 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.68M, with repayments around HK$166,045/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$156,247
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$161,107
−HK$4,938/mo
Today · 4.125%
HK$166,045
baseline
▲ 0.50% · 4.625%
HK$176,149
+HK$10,104/mo

Deposit HK$14.68M · loan HK$34.26M · min. income ≈ HK$332,090/mo (50% DSR)

Upfront cash ≈ HK$16.76M (deposit + AVD stamp duty HK$2,080,126 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
B
Saleable Area
1,485 ft²
Gross Area
1,983 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2020-06-22 HK$55.00M +2.8%
4.6y
2015-10-26 HK$53.50M +157.2%
10.3y
2005-06-29 HK$20.80M +53.5%
9.6y
1995-12-07 HK$13.55M +7.1%
1995-11-17 HK$12.65M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 594 m
Education
13
schools within 1 km (4 within 500 m)
Daily convenience
31
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building