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Crescira AVM · estimated value Medium confidence
HK$48.01M
≈ HK$32,329 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.40M, with repayments around HK$162,872/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$153,261
−HK$9,611/mo
▼ 0.25% · 3.875%
HK$158,028
−HK$4,844/mo
Today · 4.125%
HK$162,872
baseline
▲ 0.50% · 4.625%
HK$172,782
+HK$9,910/mo

Deposit HK$14.40M · loan HK$33.61M · min. income ≈ HK$325,744/mo (50% DSR)

Upfront cash ≈ HK$16.44M (deposit + AVD stamp duty HK$2,040,368 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
B
Saleable Area
1,485 ft²
Gross Area
1,983 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-04-28 HK$46.00M +132.3%
19.4y
2006-11-18 HK$19.80M +10.7%
2004-10-11 HK$17.88M +58.2%
2002-04-30 HK$11.30M −22.1%
2001-04-11 HK$14.50M −7.6%
1996-06-21 HK$15.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 594 m
Education
13
schools within 1 km (4 within 500 m)
Daily convenience
31
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com