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Crescira AVM · estimated value Medium confidence
HK$42.64M
≈ HK$28,711 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.79M, with repayments around HK$144,642/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$136,107
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$140,341
−HK$4,301/mo
Today · 4.125%
HK$144,642
baseline
▲ 0.50% · 4.625%
HK$153,443
+HK$8,801/mo

Deposit HK$12.79M · loan HK$29.84M · min. income ≈ HK$289,284/mo (50% DSR)

Upfront cash ≈ HK$14.60M (deposit + AVD stamp duty HK$1,811,996 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
B
Saleable Area
1,485 ft²
Gross Area
1,983 ft²
Efficiency
75%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
1997-07-09 HK$21.60M +19.5%
1997-04-29 HK$18.08M +21.1%
1997-01-09 HK$14.93M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 8 min walk · 594 m
Education
13
schools within 1 km (4 within 500 m)
Daily convenience
31
within 1 km (2 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
51
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 13 schools within a 1 km walk.

Everyday convenience — 31 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 51 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com