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Crescira AVM · estimated value Medium confidence
HK$11.98M
≈ HK$14,881 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.59M, with repayments around HK$40,640/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,242
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,432
−HK$1,208/mo
Today · 4.125%
HK$40,640
baseline
▲ 0.50% · 4.625%
HK$43,113
+HK$2,473/mo

Deposit HK$3.59M · loan HK$8.39M · min. income ≈ HK$81,280/mo (50% DSR)

Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$449,221 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
22/F
Flat
D
Saleable Area
805 ft²
Gross Area
1,100 ft²
Efficiency
73%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-01-12 HK$6.88M +25.1%
3.7y
2005-05-19 HK$5.50M +5.8%
8.4y
1997-01-22 HK$5.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,284 m
(quite far — consider other transport options)
Education
26
schools within 1 km (7 within 500 m)
Daily convenience
8
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com