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Crescira AVM · estimated value Medium confidence
HK$11.46M
≈ HK$14,240 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.44M, with repayments around HK$38,891/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,596
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,734
−HK$1,157/mo
Today · 4.125%
HK$38,891
baseline
▲ 0.50% · 4.625%
HK$41,257
+HK$2,366/mo

Deposit HK$3.44M · loan HK$8.02M · min. income ≈ HK$77,782/mo (50% DSR)

Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$429,885 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
10/F
Flat
B
Saleable Area
805 ft²
Gross Area
941 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2009-09-03 HK$7.33M +18.2%
0.4y
2009-03-26 HK$6.20M +8.8%
3.0y
2006-04-18 HK$5.70M +20.0%
2.0y
2004-04-03 HK$4.75M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,284 m
(quite far — consider other transport options)
Education
26
schools within 1 km (7 within 500 m)
Daily convenience
8
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com