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Crescira AVM · estimated value Medium confidence
HK$10.23M
≈ HK$12,709 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.07M, with repayments around HK$34,709/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,661
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,677
−HK$1,032/mo
Today · 4.125%
HK$34,709
baseline
▲ 0.50% · 4.625%
HK$36,821
+HK$2,112/mo

Deposit HK$3.07M · loan HK$7.16M · min. income ≈ HK$69,418/mo (50% DSR)

Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$383,664 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B
Saleable Area
805 ft²
Gross Area
941 ft²
Efficiency
86%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2023-06-08 HK$11.90M −3.3%
8.4y
2015-01-26 HK$12.30M +75.7%
7.1y
2007-12-21 HK$7.00M +104.7%
7.2y
2000-10-07 HK$3.42M −10.0%
1997-01-03 HK$3.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 17 min walk · 1,284 m
(quite far — consider other transport options)
Education
26
schools within 1 km (7 within 500 m)
Daily convenience
8
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com