Skip to content
Switch unit
Crescira AVM · estimated value Medium confidence
HK$25.12M
≈ HK$22,513 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.54M, with repayments around HK$85,238/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,208
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,703
−HK$2,535/mo
Today · 4.125%
HK$85,238
baseline
▲ 0.50% · 4.625%
HK$90,424
+HK$5,186/mo

Deposit HK$7.54M · loan HK$17.59M · min. income ≈ HK$170,476/mo (50% DSR)

Upfront cash ≈ HK$8.61M (deposit + AVD stamp duty HK$1,067,810 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
10
Saleable Area
1,116 ft²
Gross Area
1,225 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-09-30 HK$29.60M +28.7%
3.0y
2016-09-26 HK$23.00M +64.5%
8.7y
2008-01-18 HK$13.98M +9.2%
1997-09-03 HK$12.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 1,023 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
32
within 1 km (7 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com