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Crescira AVM · estimated value Medium confidence
HK$26.08M
≈ HK$23,641 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.82M, with repayments around HK$88,465/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,245
−HK$5,220/mo
▼ 0.25% · 3.875%
HK$85,834
−HK$2,631/mo
Today · 4.125%
HK$88,465
baseline
▲ 0.50% · 4.625%
HK$93,848
+HK$5,383/mo

Deposit HK$7.82M · loan HK$18.25M · min. income ≈ HK$176,930/mo (50% DSR)

Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$1,108,245 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
24/F
Flat
9
Saleable Area
1,103 ft²
Gross Area
1,211 ft²
Efficiency
91%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-05-10 HK$29.38M +27.7%
9.3y
2013-02-01 HK$23.00M +37.9%
2010-08-31 HK$16.68M +107.7%
2006-02-08 HK$8.03M +0.0%
2000-02-25 HK$8.03M −37.8%
1997-11-07 HK$12.90M −0.8%
1997-07-11 HK$13.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 13 min walk · 1,023 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
32
within 1 km (7 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
42
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 42 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com