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Crescira AVM · estimated value Medium confidence
HK$6.08M
≈ HK$17,163 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$608K, with repayments around HK$26,502/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,938
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$788/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,613/mo

Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,004/mo (50% DSR)

Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,585 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
D
Saleable Area
354 ft²
Gross Area
535 ft²
Efficiency
66%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2003-07-15 HK$1.63M −59.0%
1998-05-29 HK$3.98M +7.6%
1998-04-07 HK$3.70M +2.2%
1996-09-27 HK$3.62M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 7 min walk · 485 m
Education
43
schools within 1 km (19 within 500 m)
Daily convenience
66
within 1 km (22 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
88
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 88 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com