Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$12.89M
≈ HK$18,624 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.87M, with repayments around HK$43,722/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,142
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,421
−HK$1,301/mo
Today · 4.125%
HK$43,722
baseline
▲ 0.50% · 4.625%
HK$46,382
+HK$2,660/mo

Deposit HK$3.87M · loan HK$9.02M · min. income ≈ HK$87,444/mo (50% DSR)

Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$483,283 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
A
Saleable Area
692 ft²
Gross Area
1,045 ft²
Efficiency
66%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-12-29 HK$19.50M +107.4%
11.2y
2010-10-22 HK$9.40M +26.5%
14.1y
1996-10-24 HK$7.43M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 7 min walk · 485 m
Education
43
schools within 1 km (19 within 500 m)
Daily convenience
71
within 1 km (26 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
89
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 89 parks, libraries and sports venues nearby.

Location

Other appraised units in this building