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Crescira AVM · estimated value Medium confidence
HK$12.87M
≈ HK$18,594 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.86M, with repayments around HK$43,652/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,077
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,354
−HK$1,298/mo
Today · 4.125%
HK$43,652
baseline
▲ 0.50% · 4.625%
HK$46,309
+HK$2,657/mo

Deposit HK$3.86M · loan HK$9.01M · min. income ≈ HK$87,304/mo (50% DSR)

Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,519 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
A
Saleable Area
692 ft²
Gross Area
1,045 ft²
Efficiency
66%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2010-07-14 HK$8.48M +20.8%
1996-10-15 HK$7.02M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Causeway Bay
≈ 7 min walk · 485 m
Education
43
schools within 1 km (19 within 500 m)
Daily convenience
66
within 1 km (22 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
88
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Causeway Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 88 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com