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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,524/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,048/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,140 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- D
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-10 | HK$3.58M | +50.4% 15.2y · 3.0%/yr |
| 2010-06-23 | HK$2.38M | +16.7% |
| 2010-03-01 | HK$2.04M | +36.0% |
| 2009-02-04 | HK$1.50M | −8.0% |
| 2008-08-18 | HK$1.63M | +0.0% |
| 2007-05-10 | HK$1.63M | +25.4% |
| 2004-10-12 | HK$1.30M | +1.6% |
| 2004-03-12 | HK$1.28M | +16.4% |
| 2002-06-18 | HK$1.10M | −50.7% |
| 1997-01-03 | HK$2.23M | — |