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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,145/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,290/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,839 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 424 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-11 | HK$5.70M | +41.5% 3.7y · 11.0%/yr |
| 2016-06-23 | HK$4.03M | +54.9% 5.8y · 9.0%/yr |
| 2010-08-20 | HK$2.60M | +15.6% |
| 2010-02-17 | HK$2.25M | +45.2% |
| 2007-12-13 | HK$1.55M | — |