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At today's rate and a 90% mortgage, the deposit on this unit is about HK$481K, with repayments around HK$20,984/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$481K · loan HK$4.33M · min. income ≈ HK$41,968/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$98,571 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- A
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 69%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-01 | HK$6.38M | +10.2% 3.1y · 3.0%/yr |
| 2018-04-16 | HK$5.79M | +37.9% 3.8y · 10.0%/yr |
| 2014-07-08 | HK$4.20M | +84.2% |
| 2008-05-21 | HK$2.28M | +5.1% |
| 2008-04-07 | HK$2.17M | −22.5% |
| 1997-10-28 | HK$2.80M | +40.0% |
| 1996-01-20 | HK$2.00M | — |