▼ 0.50% · 3.625%
HK$5,017
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$159/mo
Today · 4.125%
HK$5,332
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,664/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,582
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$152/mo
Today · 4.125%
HK$5,883
baseline
▲ 0.50% · 4.625%
HK$6,193
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,766/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,519
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$174/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,140
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,304
−HK$168/mo
Today · 4.125%
HK$6,472
baseline
▲ 0.50% · 4.625%
HK$6,813
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,944/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,021
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$190/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$390/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,698
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,878
−HK$182/mo
Today · 4.125%
HK$7,060
baseline
▲ 0.50% · 4.625%
HK$7,432
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,120/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,522
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,725
−HK$206/mo
Today · 4.125%
HK$6,931
baseline
▲ 0.50% · 4.625%
HK$7,353
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,862/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,256
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$197/mo
Today · 4.125%
HK$7,648
baseline
▲ 0.50% · 4.625%
HK$8,051
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,296/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$222/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$212/mo
Today · 4.125%
HK$8,236
baseline
▲ 0.50% · 4.625%
HK$8,671
+HK$435/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,472/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,526
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,760
−HK$238/mo
Today · 4.125%
HK$7,998
baseline
▲ 0.50% · 4.625%
HK$8,484
+HK$486/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,996/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,372
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,597
−HK$228/mo
Today · 4.125%
HK$8,825
baseline
▲ 0.50% · 4.625%
HK$9,290
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,650/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,028
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,277
−HK$254/mo
Today · 4.125%
HK$8,531
baseline
▲ 0.50% · 4.625%
HK$9,050
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,062/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,931
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,170
−HK$243/mo
Today · 4.125%
HK$9,413
baseline
▲ 0.50% · 4.625%
HK$9,909
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,826/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,529
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,795
−HK$269/mo
Today · 4.125%
HK$9,064
baseline
▲ 0.50% · 4.625%
HK$9,616
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,128/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,489
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,743
−HK$258/mo
Today · 4.125%
HK$10,001
baseline
▲ 0.50% · 4.625%
HK$10,529
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,002/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,031
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,312
−HK$285/mo
Today · 4.125%
HK$9,597
baseline
▲ 0.50% · 4.625%
HK$10,181
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,194/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,047
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,316
−HK$274/mo
Today · 4.125%
HK$10,590
baseline
▲ 0.50% · 4.625%
HK$11,148
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,180/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).